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The Bank Isn't Broken Anymore

November 17th, 2019 at 06:31 pm


I am in such a different place than I was earlier. Namely because I've cracked the tough nut of budgeting and have a hybrid system that works for me (cash envelopes, budgeting weekly paychecks, etc).

I am finally on top of things and my short term savings is taking care of kid expenses. High school soccer season has ended and we've turned the page to a new season of new sports. It's been expensive, but its all been cash:

1) $150 first payment for DS2's club soccer
2) $140 for indoor soccer for DS1
3) $143 for DS2's soccer uniform (to be used through 2021)

And I also purchased a new Christmas tree from Michaels for $183. I used my birthday funds for that though.

My EF is at $2,000 too. I thought I'd need to touch that by its still intact. Yay for cashflow.

We can now say the bank isn't broken by these and the train wheel are still on the track.

Just feeling pleased as punch that I managed to get ahead of the 8 ball and I'm no longer reactive, but proactive!

6 Responses to “The Bank Isn't Broken Anymore”

  1. rob62521 Says:
    1574019834

    Yay, the proactive! It's a great feeling and you are a warrior instead of victim! Bravo!

  2. Fern Says:
    1574027080

    That must feel good. I am a bit of a control freak so money matters are never far from my mind.

  3. Bluebird Says:
    1574036202

    Fabulous job with your budgeting! Sports for kids are expensive, but so important! Just for my boys' baseball this year (practices start in Dec) 2 travel teams and 2 local/school teams, it will be about $5,000 total, maybe a bit more. And they both ran cross country this past fall and play in the orchestra and band, so it's non-stop. But I planned for this, as we live way below our means to cash flow this stuff. That makes me happy!

  4. pjmama Says:
    1574044223

    So glad that you've found a system that works for you! Sounds like you're making incredible progress!

  5. Creditcardfree Says:
    1574049902

    Yay! Budgeting by paycheck rocks! So, so excited for you!

  6. FrugalTexan75 Says:
    1574212134

    Budgeting ftw!

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