I am in such a different place than I was earlier. Namely because I've cracked the tough nut of budgeting and have a hybrid system that works for me (cash envelopes, budgeting weekly paychecks, etc).
I am finally on top of things and my short term savings is taking care of kid expenses. High school soccer season has ended and we've turned the page to a new season of new sports. It's been expensive, but its all been cash:
1) $150 first payment for DS2's club soccer
2) $140 for indoor soccer for DS1
3) $143 for DS2's soccer uniform (to be used through 2021)
And I also purchased a new Christmas tree from Michaels for $183. I used my birthday funds for that though.
My EF is at $2,000 too. I thought I'd need to touch that by its still intact. Yay for cashflow.
We can now say the bank isn't broken by these and the train wheel are still on the track.
Just feeling pleased as punch that I managed to get ahead of the 8 ball and I'm no longer reactive, but proactive!
The Bank Isn't Broken Anymore
November 17th, 2019 at 06:31 pm
November 17th, 2019 at 07:43 pm 1574019834
November 17th, 2019 at 09:44 pm 1574027080
November 18th, 2019 at 12:16 am 1574036202
November 18th, 2019 at 02:30 am 1574044223
November 18th, 2019 at 04:05 am 1574049902
November 20th, 2019 at 01:08 am 1574212134