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Hello Again

November 10th, 2019 at 02:29 am


Been awhile since I've posted (March 2019, so this is my longest absence).

Good news is we are very close to getting the house on the market. It isn't that we were unmotivated folks, but life got in the way. Health issue with SO, health issues with SO's parents, traveling in the summer, my return to work, a soccer season, etc.

We are managing financially, though we've no rental property income coming in as we're half moved in over there for when the "FOR SALE" sign goes out here. I no longer worry excessively or lament. I'm still striving for simple living and am getting there one step at a time.

I finally cracked the budget code and figured out what works for me. I like the theory of budgeting per paycheck by thebudgetmom.com but found her workbook difficult to put into practice. A simple free spreadsheet from easy budget solved the problem and took all the angst out of it. One spreadsheet accomodating each paycheck in the month - so its a snapshot and straightforward. We are still at 5% for 401K and I'm paying into the teacher's retirement plan.

2020 appears to be promising with travel to California and Tokyo for older daughter (she is still with BF and they are planning for a future) Younger daughter is contemplating a marriage of her own (she's 20 and still in love with bf from last summer despite him being from another country). We may be going to Brazil to meet with his family. Older son is looking at UWM or MSOE for architectural engineering. Youngest is a freshman now. Thankfully all are healthy and happy.

It's been a rough patch with the loss of a very dear friend; but the lesson from that is move forward toward the life you want. I'm happy to say that I am being far more productive than I was and we are decluttering and simplifying. I've got the money on autopilot and have implemented some household habits and its all good.

Happy to see what's going on here with the SA Friends.

Posted in Uncategorized | 4 Comments »

4 Responses to “Hello Again”

  1. Carol Says:
    November 10th, 2019 at 03:52 am 1573357960
    1573357960

    Good to hear from you again.

  2. creditcardfree Says:
    November 10th, 2019 at 12:49 pm 1573390145
    1573390145

    So glad things are going well. You may not have been gone that long!! The site was hacked and lost months of posts from April to September! I think TBM is interesting and not unlike how I use YNAB actually. Do you save for long term bills such as car insurance or these upcoming trips?

  3. rob62521 Says:
    November 10th, 2019 at 08:42 pm 1573418542
    1573418542

    Sounds like you have been moving along and doing things that work. It is amazing how the loss of a friend or dear relative puts things in perspective. Glad to see you are back.

  4. CB in the City Says:
    November 11th, 2019 at 01:26 pm 1573478792
    1573478792

    I'm sorry for your loss, but happy to see you posting again!

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