Well, the spending is in the first half of the month and there isn't anything really surprising. I'm average about $80 a week on gas and $125 a week on groceries. Gifts/Clothing categories are down - carrying over for July (my brother's wedding and more family in town).
End of month goals:
1) $103 additional principle payment to mortgage (I'm liking even hundreds in the balance
2) Making some prepayments to 2015/2016 tuition (about 5%) of totals since we know what we owe since all financial aid and scholarship amounts are in
3) Increase 401K contributions to 11% from 10%
Also trying to rework some things to see about sponsoring a child through UNITED and maybe increasing contribution to church by a bit.
Dec FL balance is at $400
M's ipad balance is at $270
(I expect the FL balance to increase with DH's side gig check up to $500)
(I expect the ipad balance to increase once I redeem a forgotten 23000 thank you points with Citibank on DH's card)
Slow and steady wins the race - or in this case - funds all the pots.
Analyzing the Spending and EOM Goals
June 17th, 2015 at 12:48 pm