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Analyzing the Spending and EOM Goals

June 17th, 2015 at 12:48 pm


Well, the spending is in the first half of the month and there isn't anything really surprising. I'm average about $80 a week on gas and $125 a week on groceries. Gifts/Clothing categories are down - carrying over for July (my brother's wedding and more family in town).

End of month goals:

1) $103 additional principle payment to mortgage (I'm liking even hundreds in the balance Smile
2) Making some prepayments to 2015/2016 tuition (about 5%) of totals since we know what we owe since all financial aid and scholarship amounts are in
3) Increase 401K contributions to 11% from 10%

Also trying to rework some things to see about sponsoring a child through UNITED and maybe increasing contribution to church by a bit.

Dec FL balance is at $400
M's ipad balance is at $270
(I expect the FL balance to increase with DH's side gig check up to $500)
(I expect the ipad balance to increase once I redeem a forgotten 23000 thank you points with Citibank on DH's card)

Slow and steady wins the race - or in this case - funds all the pots.

3 Responses to “Analyzing the Spending and EOM Goals”

  1. scottish girl Says:

    Are family staying with you for the wedding?

  2. creditcardfree Says:

    Great work, Laura!

  3. FrugalTexan75 Says:

    Good goals!

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