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Small (positive) money blips

May 19th, 2015 at 09:42 am

1) Opening a savings account in DH's name with Discover. Minimum required to open account is $25, with $50 bonus credited.

2) Opening a checking account in my names with Citibank. Will maintain the minimum and make one bill pay for two consecutive months for $125 bonus.

3) Being much more diligent with spending and couponing. I managed to save 50% of items we use regularly by matching up CVS coupons and manufacturer coupons. Definitely spending smarter.

4) Will have enough money left at month's end to throw some crumbs into my IRA. At least $100, hopefully $125.

5) Volunteering to work the used book sale at younger daughter's high school. I will first dibs on her books for next year, plus a discount!

6) $5 free dollars at Old Navy will be used to purchase a new uniform polo for my son. The light blue color just doesn't allow any survival rate as do the older grade's dark blue.

7) Also decided on adding a specific item to my wardrobe. I will be replace two or three different old and faded items. The cost is $34.95 at American Eagle. If I wait until the 24th, there is $10 off of $40. I can always through a pair of socks onto the purchase to get the discount.

Totally stealing CB's thunder with this quote: these are all bricks to building my financial empire. Smile

8 Responses to “Small (positive) money blips”

  1. CB in the City Says:

    I'm glad you like my quote. Smile
    Just curious, what item are you adding to your wardrobe?

  2. snafu Says:

    Wow! It's brilliant to amplify saving by building each 'cost avoidance'' on another. Opening a savings account with a small, initial requirement to get a larger credit bonus is great. Adding a chequing account whose major requirement is only 2 months of 'bill pay' to get $ 125. sounds good depending on their fee structure. [banks are so quick to transfer your $$ to their benefit] 50% cost avoidance for regularly used CVS type product , discount on DD's school books, $5. off an Old Navy's polo and $ 10.reduction at AE . It really adds up to lots of bricks in your financial empire.

  3. laura/deacon's wife Says:


    I couldn't find the picture for copy and paste (it does something weird - motion-like option with picture) at the web site, but here is a link.

    http://www.ae.com/web/browse/product_details.jsp?productId=0395_9827_001&catId=cat6520112

    I have found a very workable capsule wardrobe that I'm trying to modify for my particular taste - this dress is comparable, and I'm deleting my favorite (but far-faded) black knit dress and also a lumpy sort of blue/white nautical dress I've worn for several years from Target.

  4. SecretarySaving Says:

    The dress would look like a tshirt on me Smile

  5. laura/deacon's wife Says:


    I tried it on in the store while shopping with my daughter this past weekend. Pleased to say it does look like a dress on me. Smile

  6. snafu Says:

    Wow! It's brilliant to amplify saving by building each 'cost avoidance'' on another. 50% cost avoidance for regularly used CVS type product , discount on DD's school books, $5. off an Old Navy's polo and $ 10.reduction at AE . Opening a savings account with a small, initial requirement to get a larger credit bonus is great. Adding a chequing account whose major requirement is only 2 months of 'bill pay' to get $ 125. sounds good depending on their fee structure. [banks are so quick to transfer your $$ to their benefit]

    It really adds up to lots of bricks in your financial empire over time

  7. FrugalTexan75 Says:

    Some good money blips!

  8. CB in the City Says:

    Cute!

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